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For most homeowners, the mortgage is the single largest source of personal debt. Mortgage protection insurance is a specialized life insurance product, that is designed to pay-off Mortgage debt in the event of your death.
Often the death of a loved one is not only difficult emotionally, but a financial disaster as well. All too often, the financial hardship that follows, makes the burden of a lost loved one seem unbearable.
Sadly it frequently ends in foreclosure ultimately ending in the home being taken away by the bank.
That’s is why we’ll help you get your mortgage protected. So that your family never has to go trough the pain of losing their home.
Mortgage insurance, will pay your family a cash benefit to pay-off the remaining loan in your house. And the best part is we have options for less than $2 a day!
Here is an example of how mortgage insurance helped one of our clients:
Young couple Trevor (35 years old) and Jessica (32 years old) and their daughter Ana (4 years old). Had a $240,000 Mortgage, and a 20-year term (20 years to pay it off). The monthly mortgage payment was $1,783.89.
Trevor passed away in a car accident, he had a Mortgage Protection life insurance coverage with Mutual Of Omaha one of our trusted partners. He was paying $14.88 monthly for his $250,000 Death benefit.
When Ray passed away, we were happy to deliver his death benefit, to Jessica and little Ana.
Mortgage Protection Life Insurance helped Jessica; pay off her house, and also the extra $10,000 she decided to use to pay off the funeral expenses.
Jessica latter explain that if Trevor didn’t have the coverage they would have lost their home and maybe not even be able to afford the funeral expenses.
We know you want what is best for your family. We understand you want to make sure your family gets the affordable protection they need, to secure your home and give you the peace of mind that no matter what a home will always be there for your loved ones. Our job is to help you get the protection you need & deserve.
Why is Mortgage Protection Insurance So Important?
Imagine the worst-case scenario. A fatal accident or Illness today would force your loved ones to experience financial hardship immediately. On top of your final expenses, the mortgage is due, but your family has no way to pay it without your income. They haven’t even had enough time to grieve, and now they have to deal with the imminent threat of foreclosure. Your spouse is grieving your passing and the debt collectors won’t stop calling and harassing your loved ones. We have seen it happen countless times thats why we developed this program so no family member ever has to face this situation again.
Mortgage protection insurance eases the financial burden for your loved ones when you’re gone. Mortgage Protection is an affordable way of ensuring that your home is paid for no matter the circumstances. Your family will never be in danger of losing your home as long as you put a custom mortgage protection insurance plan in place.
Also we made hybrid options that add an extra $100,000 to $2,000,000 of traditional life insurance protection to not only pay the mortgage but to help cover daily expenses and substitute your income so that your families life style doesn’t have to drop. We understand you work hard for your loved ones that why we want to make sure you leave them protected financially.
If you’re a homeowner, you need to get a free mortgage protection insurance quote by filling out the form on this page or by calling us at (786) 307-6155.
Our team of highly skilled mortgage protection specialists will work with you to put together a plan that provides the coverage your family needs at a price you can afford.
Our Mortgage Insurance offers:
- Ability to qualify without a medical exam
- Disability Protection. If you get injured and can’t work, it can pay for your monthly mortgage payment.
- Ability to qualify regardless of health conditions (like diabetes, COPD, heart conditions, and more)
- It also Includes Living Benefits that pay up to 95% of the mortgage if diagnosed with a terminal or critical illness (losing more than 2-3 daily activities example: showering and driving by yourself)
- Ability to earn interest on your monthly payments to provide you and your family extra money for emergencies.
- It pays double the normal death benefit in the event of accidental death (car accident, violent death, choking, injury)
- Benefits as a lump sum or monthly payments over time
- A option for a refund of all your premiums (monthly payments) when you finish paying your mortgage.
Mortgage Disability Insurance makes the mortgage payments, in case you had an accident, broke a bone, strain your back, or something worse. mortgage disability covers your family for up to 48 months if you are unable to perform your work. Click here to get more info. this protection can be added to your standard mortgage protection policy or as a stand-alone option. Is very affordable and great to have.