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For most homeowners, the mortgage is the single largest source of personal debt. Mortgage protection insurance is a specialized life insurance, that is designed to pay off Mortgage debt in the event of your death.
Often the death of a loved one is not only difficult emotionally, but a financial disaster as well. All too often, the financial hardship that follows, makes the burden of a lost loved one seem unbearable. Sadly it frequently ends in foreclosure ultimately ending in the home being taken away by the bank.
That’s is why we’ll help you get your mortgage protected. So that your family never has to go throw the pain of losing their home.
This mortgage insurance, will pay your family a cash benefit to pay off the remaining loan in your house. And the best part is we have options for less than $2 a day!
Here is an example of how mortgage insurance helped one of our clients:
Example, young couple Trevor (35 years old) and Jessica (32 years old) and their daughter Ana (4 years old). Had a $240,000 Mortgage, and a 20-year term (20 years to pay it off). The monthly mortgage payment was $1,783.89.
Trevor passed away in a car accident, he had a Mortgage Protection life insurance coverage with Mutual Of Omaha one of our trusted partners. He was paying $14.88 monthly for his $250,000 Death benefit.
When Ray passed away, we were happy to deliver his death benefit, to Jessica and little Ana.
Mortgage Protection Life Insurance helped Jessica; pay off her house, and also the extra $10,000 she decided to use to pay off the funeral expenses.
Jessica latter explain that if Trevor didn’t have the coverage they would have lost their home and maybe not even be able to afford the funeral expenses.
You want what is best for your family. We understand you want to make sure your family gets the affordable protection they need, to secure your home and give you the peace of mind that no matter what your home will be there for your loved ones. Our job is to help you get the protection you need & deserve.
Why is Mortgage Protection Insurance So Important?
Imagine the worst-case scenario. A fatal accident or Illness today would force your loved ones to experience financial hardship immediately. On top of your final expenses, the mortgage is due, but your family has no way to pay it without your income. They haven’t even had enough time to grieve, and now they have to deal with the impending tragedy of foreclosure.
Like most life insurance, mortgage protection insurance eases the financial burden for your loved ones when you’re gone. Mortgage Protection is an affordable way of ensuring that your home is paid for no matter the circumstances. Your family will never be in danger of losing your home as long as you put a custom mortgage protection insurance plan in place.
If you’re a homeowner, you need to get a free mortgage protection insurance quote by filling out the form on this page or by calling us at (786) 307-6155. Our team of highly skilled mortgage protection specialists will work with you to develop a plan that provides the coverage your family needs at a price you can afford.
Our Mortgage Insurance offers:
- Ability to qualify without a medical exam
- Disability Protection. If you get injured and can’t work, it can pay for your monthly mortgage payment
- Ability to qualify regardless of health conditions (like diabetes, COPD, heart conditions, and more)
- It also Includes Accelerated Benefits that pay up to 95% of the mortgage if diagnosed with a terminal or critical illness (losing more than 2-3 daily activities example: showering and driving by yourself)
- Ability to earn interest on your monthly payments to provide you and your family some extra money for emergencies
- It pays double the normal death benefit in the event of accidental death (car accident, violent death, choking, injury)
- Benefits as a lump sum or monthly payments over time
- A option for a refund of all your premiums (monthly payments) when the policy expires
Mortgage Disability Insurance makes the mortgage payments, in case you had an accident, broke a bone, strain your back, or something worse. mortgage disability covers your family for up to 48 months if you are unable to perform your work. Click here to get more info. this protection can be added to your standard mortgage protection policy or as a stand-alone option. Is very affordable and great to have.